About ADBL

 Agriculture development bank  limited was established in 1968 (2024 BS) under  the act 1967 .it is a commercial bank of Nepal generally engaged in the promotion of rural area and farmers helping the government of Nepal to accomplish the task of making NEPAL a "Prosperous Nepal , Happy Nepal " by providing best quality service  through its widespread network .it has 51% share of government and 49% share of general people and it has been listed in share market and SEBON with its worth of about 550 in an average and is providing good dividend to its share holders too. Most of its share holder are customers and employees. 

Having Glorious history of about 54 years with about 1.2 million happily satisfied customers , bank has celebrated its 54th anniversary  making it as a leader in the agricultural sector of NEPAL with its customers , different services and products.it has done its investment in agriculture , industry , trade , commerce and households . just like its slogan "sampurna banking subidha sahitko tapai hamro ghar aanganko bank "(the bank with complete banking solution at your own door-step), it is spread all over the 7 province of NEPAL and 77 district having all together 278 branch offices.

While providing comprehensive services with complete banking solution , the bank has main motto of promoting rural agriculture ,productive and deprived sectors.so , with the objective to provide institutional credit for enhancing the production and productivity of agricultural sector it has initially a cooperative bank but later it was merged with land reform saving corporation in 1973 (2029  BS).After subsequent amendment to Act empowered the bank to extend credit to small farmers under group liability and expand the scope of financing to promote cottage industries .this amendment also permitted ADBL as commercial bank for mobilization of domestic resources .The enactment of BAFIA took all the bank and financial institute (BFIs)under its umbrella and abolish all the act related to BFIS including ADBL in 1967.since its establishment , it has been contributing in sustainable agriculture credit supply in the country .Rural finance has been the main operating area of this bank.so , ADBL has been working as a public limited company registered under companies act , 2006 and is licensed as "A class financial institution " BY NRB from 2006.

LETS talk something more about ADBL like what are its vision , mission , objectives ,functions and some plan it is carrying out.

VISION:

To be a  mass based complete bank for providing banking service from RURAL TO URBAN AREAS .

MISSION:

To deliver comprehensive banking solution strengthening its extensive network.

OBJECTIVE :

1. To provide quality banking service .
2. To adopt market driven strategy.
3. To obtain sustained and competitive return on investment.

FUNCTION :

1. provide a full and balanced range of financial products and services that satisfies the need of customers on a profitable and sustainable basis.
2. provide improved  product and services to its client at a reasonable cost using modern unified banking communication and information technology.
3. execute full fledged commercial banking function using the concept of unified banking operations.
4. provide short , medium and long term agriculture credit to individual farmers , small farmers group and cooperative societies.

Adbl provides corporate loan and retail loans .it has core capital of 9.86 arab.

for more information about loan and its product , go to the link https:

//www.adbl.gov.np/

Business plan of ADBL under program are:

1. Micro cottage and small industries credit program .
2. youth and small entrepreneurs self employment program .
3. small and micro enterprise development program.

similarly there is locker facilities, home loan , fixed deposit, foreign exchange transaction and forex services provided by ADBL